Medigap Companies Represented

Carriers Represented (Medicare Supplement Plans)

I am licensed to represent and assist you with Medicare Supplement (Medigap) insurance policies from the following insurance companies:

• Aetna – Nationwide coverage with popular standardized Medigap policies like Plan G and Plan N. (Note: Aetna Medicare Advantage plan options are featured on a separate section of this website).

• United World Life Insurance Company – A trusted subsidiary of Mutual of Omaha providing guaranteed-renewable Medicare Supplement insurance.

• UnitedHealthcare – Providing nationwide individual AARP-endorsed Medicare Supplement insurance plans. (Note: UnitedHealthcare Medicare Advantage plan options are featured on a separate section of this website).

• Guarantee Trust Life (GTL) – Providing robust specialized and supplemental health solutions.

• Physicians Life Insurance Company – Providing reliable, dedicated Medicare Supplement insurance policies under the Physicians Mutual family brand.

• United American Insurance Company – Over 50 years of experience underwriting stable, nationwide individual Medigap policies.

• Cigna Healthcare / HealthSpring – Offering individual Medicare Supplement insurance options. (Note: Cigna HealthSpring Medicare Advantage plan options are featured on a separate section of this website).

Required Compliance & Underwriting Disclosures

• Agent Credentials: Serviced by licensed agent John Riker (NPN: 615671). For inquiries or policy service, please contact John.riker@fullfinancialagency.com.

• State Availability Notice: All insurance plans, product features, and carrier representations are strictly subject to the carrier being approved and the specific plan being approved for sale in the state of purchase. Coverage may not be available in all geographic areas.

• CMS TPMO Disclaimer: "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."

• United World Life Insurance Company: Medicare supplement insurance policy forms are underwritten by United World Life Insurance Company, a member of the Mutual of Omaha Family of companies, Home Office: 3300 Mutual of Omaha Plaza, Omaha, Nebraska 68175.

• Aetna: Medicare Supplement insurance plans are underwritten by Aetna Life Insurance Company and its affiliates.

• UnitedHealthcare: AARP endorses the AARP Medicare Supplement Insurance Plans insured by UnitedHealthcare Insurance Company.

• Cigna Healthcare / HealthSpring: Medicare Supplement policies are insured or underwritten by Cigna Health and Life Insurance Company, American Retirement Life Insurance Company, Loyal American Life Insurance Company, or Cigna HealthCare of Texas, Inc.

• Guarantee Trust Life (GTL): Medicare Supplement insurance policies are underwritten by Guarantee Trust Life Insurance Company, Home Office: Glenview, Illinois. Product features and availability vary by state.

• Physicians Life: Medicare Supplement insurance policies are underwritten by Physicians Life Insurance Company, Home Office: Omaha, Nebraska.

• United American: Medicare Supplement insurance policies are underwritten by United American Insurance Company, a subsidiary of Globe Life Inc., Home Office: McKinney, Texas.

• Government Disclaimer: Not connected with or endorsed by the U.S. government or the federal Medicare program.

• Solicitation Notice: This is a solicitation of insurance, and a licensed agent/producer may contact you.