How is my personal and contact information stored and protected when I submit itthrough this website?
All contact information submitted through our website is securely processed and stored in compliance with relevant privacy standards, using trusted platforms that are HIPAA compliant and feature end-to-end encryption, multi-provider access, and fast authorization to ensure your data remains protected.
Am I eligible for Medicare or ACA products?
Eligibility depends upon factors like your age, disability status for Medicare, and your household income and residency for ACA plans. The representative handling your request must hold a valid license in the state where the policy is issued.
Do I pay for your services?
No, you do not pay a fee for my assistance in selecting, enrolling or servicing in any plan.
Which plans do you offer?
I offer a wide rancge of Medicare, ACA, and related health plans. The specific options available to you depend upon your location, as offerings vary by state and county, and the carriers licensed to business there. We can explore the plans that best fit your indiviual needs.
Do you help with life insurance and annuities?
Yes, I offer various life insurance options, including policies for final expense, riders for long term care,and/or chronic illness benefits, as well as annuities tailored to your long term financial goals.
Do you offer dental and vision plans?
Yes, I offer both standalone plans and can explore coverage embedded in your Medicare Advantage plans.
What are supplemental benefits?
These plans cover out of pocket costs such as hospital copays, urgent care visits, and critical illnesses such as heart attacks, cancers and strokes.
Are there other health insurance options available beyond marketplace plans?
Yes, I offer alternative medical plans, including short term policies and plans that can continue to renew. These act like traditional policies- subject to underwriting, denial of claims due to pre-exisiting conditions and rate adjustments. These plans offer high deductible health plans- HDHP- that qualify for the Federal Health Savings Account status and deductibility but they do not qualify for premium tax credits like ACA marketplace plans.
Do you assist with employer health reimbursements like HRA and ICHRA plans?
Yes, I can help you coordinate your individual coverage using funds provided by your employer through these arrangements, especially if your employer's plan is considered unaffordable.